snowman
Diamond
- Joined
- Jul 31, 2004
- Location
- Southeast Michigan
I've got a couple small part time gigs, mostly just fun stuff for me...a little extra steady cash.
One, I approached the job as a "trade". I was to get paid in materials and shop access. I provide a unique service that none of his other employees have. I do it from home, from his shop, whatever....I set my own hours, and just basically report within a couple days of being called. Very loose agreement. The shops accountant nixed it for very valid reason, workers compensation. So, instead, I get a paycheck when I work for him, and still have access to the shop. Win win...no worries about taxes later.
So now I have this other job, where I am more an employee (actually in vet medicine). Set hours, set responsibilities, hourly pay, only thing I provide is my own uniform. No special training that sets me apart from his actual employees...I'm just a "sub". His accountant wants to pay me on a 1099.
I could care less about the tax liability...I'll just run the 1099 into the machinery business, then I can deduct everything I do for the job. My biggest concern, is the other accountants concern....workerscomp. If I am injured on the job, I'm on my own. Not a big deal for minor stuff, but if I get mauled by a dog...well, then I'm going to have to sue the owner of the hospital.
I guess what I'm asking is that I know for a fact that I am not an independent contractor. If I accept a position as one, is there anything covering me in terms of "oh shit" insurance (assuming the hospital has at least a basic liability insurance policy).
How is this shit handled? Right now, I show up for work, then get a check a week later.
One, I approached the job as a "trade". I was to get paid in materials and shop access. I provide a unique service that none of his other employees have. I do it from home, from his shop, whatever....I set my own hours, and just basically report within a couple days of being called. Very loose agreement. The shops accountant nixed it for very valid reason, workers compensation. So, instead, I get a paycheck when I work for him, and still have access to the shop. Win win...no worries about taxes later.
So now I have this other job, where I am more an employee (actually in vet medicine). Set hours, set responsibilities, hourly pay, only thing I provide is my own uniform. No special training that sets me apart from his actual employees...I'm just a "sub". His accountant wants to pay me on a 1099.
I could care less about the tax liability...I'll just run the 1099 into the machinery business, then I can deduct everything I do for the job. My biggest concern, is the other accountants concern....workerscomp. If I am injured on the job, I'm on my own. Not a big deal for minor stuff, but if I get mauled by a dog...well, then I'm going to have to sue the owner of the hospital.
I guess what I'm asking is that I know for a fact that I am not an independent contractor. If I accept a position as one, is there anything covering me in terms of "oh shit" insurance (assuming the hospital has at least a basic liability insurance policy).
How is this shit handled? Right now, I show up for work, then get a check a week later.