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  1. #741
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    Quote Originally Posted by crazygoat View Post
    Is that not the way most poor working class people get them. I remember when I got my first mortgage many many years ago, I had to sell one of my cars to get the down payment.
    You must be almost as old as me.
    In the city where my kids live, the price of an average house is $800,000. 20% down payment is $160,000. I dont know anybody who has a car worth that much.
    They want the 20% if your monthly income is less than about 3 times the mortgage expenses. Thats 120k a year income. Needless to say, my kids dont make that much, and wont be buying houses any time soon.

    Which is to say- you, and I, are completely out of touch with the economic reality for most young people today.

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  3. #742
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    Quote Originally Posted by Gordon B. Clarke View Post
    Weren't those caps made in China?
    Isn't everything made in China?

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    Quote Originally Posted by converterking View Post
    Isn't everything made in China?
    I don't know if you were but I wasn't

  5. #744
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    Quote Originally Posted by jancollc View Post
    Sounds lovely. We never hear the other part though- by that I mean the 50% income tax + 25% VAT...
    Apparently the below average people rave about it. they also don''t talk about the small cramped living spaces, lack of disposable income or lack of upward mobility.

    However we're dodging around the real issue. You could have it all - the low taxes and all the social benefits Gordo loves.....the only thing in the way is your military spend

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    Quote Originally Posted by Ries View Post
    You must be almost as old as me.
    In the city where my kids live, the price of an average house is $800,000. 20% down payment is $160,000. I dont know anybody who has a car worth that much.
    They want the 20% if your monthly income is less than about 3 times the mortgage expenses. Thats 120k a year income. Needless to say, my kids dont make that much, and wont be buying houses any time soon.

    Which is to say- you, and I, are completely out of touch with the economic reality for most young people today.
    My son is now 30 years old and left for Norway when he was 23 Has a bachelors degree. Bought a house (just outside Bergen and 2 minutes walk from a fjord) after being there only 2 years. Houses aren't cheap in Norway.

    1st picture the house, 2nd just round the corner from their house (and my wife) and 3rd the main reason my son loves Norway.

    ahp2.jpg ahp5.jpg ahp6.jpg

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  8. #746
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    Quote Originally Posted by Mcgyver View Post
    Apparently the below average people rave about it. they also don''t talk about the small cramped living spaces, lack of disposable income or lack of upward mobility.
    You obviously know nothing about Denmark Mcquiver.

    My house is a mere 3,000 sq. feet but big enough for 2.

    OTOH our summer house (10 minutes from the sea) is only 900 sq. feet.

    We take at least 2 vacations abroad every year

    How you doin'?

    Bernie Sanders' model America: Denmark - YouTube

    Oprah Goes to Denmark to Find the Happiest People in the World | The Oprah Winfrey Show | OWN - YouTube

  9. #747
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    Quote Originally Posted by Gordon B. Clarke View Post
    and 3rd the main reason my son loves Norway.

    ahp6.jpg
    He sure doesn't look very happy in that photo.

  10. #748
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    Quote Originally Posted by adh2000 View Post
    He sure doesn't look very happy in that photo.
    And that's what you got out of my post? You must be the guy that is the life of every party.

    I think you left the "d" out of your aka adhd2000.

    How about a picture of your happy face?

  11. #749
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    Quote Originally Posted by Gordon B. Clarke View Post
    You obviously know nothing about Denmark Mcquiver.

    My house is a mere 3,000 sq. feet but big enough for 2.

    OTOH our summer house (10 minutes from the sea) is only 900 sq. feet.

    We take at least 2 vacations abroad every year

    How you doin'?
    better than that, but the point is the average, not individual anecdotes. Personally I love Europe and with enough money would chose to live there for the culture, public spaces, food, history, architecture beauty and so on. Without a substantial level of wealth though, things are better here.

    Home sizes" International House Sizes

    I'm sure Denmark as a social democracy is a great place especially if you're of below average ability. But expensive, and you don't have the same disposable income after tax).....and your money doesn't go very far. The follow compares Denmark to Canada, which is more tax and spend than the US. Its a lot cheaper here and we get more and have free health care, Mostly free (heavily subsidized) post secondary education and so forth.

    Cost Of Living Comparison Between Denmark And Canada

  12. #750
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    Quote Originally Posted by adh2000 View Post
    He sure doesn't look very happy in that photo.
    He got a look at his take home pay stub

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  14. #751
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    Some might find this interesting and other damned annoying

    United States vs. Denmark, in 17 Charts | Demos

    Access Denied

    I suppose like with many things the media paint the picture they want to paint. Personally I'm VERY content with the way I live. Seems to piss some off that I am

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    Quote Originally Posted by Mcgyver View Post
    better than that, but the point is the average, not individual anecdotes. Personally I love Europe and with enough money would chose to live there for the culture, public spaces, food, history, architecture beauty and so on. Without a substantial level of wealth though, things are better here.

    Home sizes" International House Sizes

    I'm sure Denmark as a social democracy is a great place especially if you're of below average ability. But expensive, and you don't have the same disposable income after tax).....and your money doesn't go very far. The follow compares Denmark to Canada, which is more tax and spend than the US. Its a lot cheaper here and we get more and have free health care, Mostly free (heavily subsidized) post secondary education and so forth.

    Cost Of Living Comparison Between Denmark And Canada
    Yeah but would you swap living in Canada for living in the USA with their insane health 'system'?

    I know I wouldn't. Then again I wouldn't want to live in either Canada or Denmark. The climate sucks far too much of the time in both places.

    We had our first snowfall the other day, which is the signal to me that it's time to book a ferry ticket to the warm north island and head off for a few months.

    PDW

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    Quote Originally Posted by Mcgyver View Post
    better than that, but the point is the average, not individual anecdotes. Personally I love Europe and with enough money would chose to live there for the culture, public spaces, food, history, architecture beauty and so on. Without a substantial level of wealth though, things are better here.

    Home sizes" International House Sizes

    I'm sure Denmark as a social democracy is a great place especially if you're of below average ability. But expensive, and you don't have the same disposable income after tax).....and your money doesn't go very far. The follow compares Denmark to Canada, which is more tax and spend than the US. Its a lot cheaper here and we get more and have free health care, Mostly free (heavily subsidized) post secondary education and so forth.

    Cost Of Living Comparison Between Denmark And Canada
    With out a substantial level of wealth things suck here too.
    But at least in Europe people eat and get healthcare.
    Do their veterans live under bridges?
    Are their poor worried about the next meal?
    Are their old living in serious poverty?

  17. #754
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    Quote Originally Posted by Gordon B. Clarke View Post
    I suppose like with many things the media paint the picture they want to paint. Personally I'm VERY content with the way I live. Seems to piss some off that I am
    great insight. In response to a comparison of national averages of home sizes, his rebuttal is how big his house is. That settles it then doesn't it? You better go look at the thermometer to see how global warming's doing.

    Yeah, I get why you are content.

  18. #755
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    [QUOTE=Mcgyver;3160145] . . . I'm sure Denmark as a social democracy is a great place especially if you're of below average ability. . . /QUOTE]

    On the other hand, looks like Denmark might have more people of exceptional ability (per capita) than either the US or Canada? Nobel laureates per capita - Wikipedia

    Personally, I'm happy right were I am. Still, I don't begrudge other countries for doing well now and then, including Canada, Denmark, the once UK, and Australia -- homes to several recent posters.

    As for home sizes as a measure of well being -- I'm certainly of that generation. However, kids around here (the Bay Area, CA) would be likely to find and afford a condo of 1300 square feet for under $700,000. Housing tends to be smaller and expensive in urban areas, larger and cheaper in rural areas. The compensation, I suppose, for urban kids would be terrific music venues, museums, public parks and spaces, restaurants, theaters, libraries, beaches, lakes, Yosemite, friends near by, etc. etc.

    What can be said about the US is that, job-willing, you can easily move to an urban-suburban-rural area pretty much to your liking. The corollary is that good jobs are less willing these days; and more of us are staying put.

  19. #756
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    Quote Originally Posted by PDW View Post
    Yeah but would you swap living in Canada for living in the USA with their insane health 'system'?
    yeah, the climate. I'm hearing all about it - I've a daughter in Canberra at the moment, scuba diving every weekend. Mind you, I don't notice the cold when i'm in the shop and wouldn't want to give up the unholy trinity of winter survival, a roaring fire, book and single malt.

    There's lots of reasons why 'there's no place like home'. We're all fortunate to live in prosperous developed-world nations. Would I live in the US, mmm, I wouldn't reject it out of hand, it would depend on where and why and the package. Health care wouldn't be a big concern though because part and parcel of what might tempt me there would take care that. Bit of an unfair answer I suppose, but I'd only move on my terms, much as no doubt most Americans would say about moving here or where ever.

    I do like our health coverage in what it provides to people - I'm all for self responsibility but we all know you rarely have a choice with a nasty illness. For me, and most of the world, helping the sick is on the side of the line where its the right thing to do as part of being civilized.

    I don't like our health care system as at the best of level of treatment its subpar. While the doctors are amazing, (a result of a filter of the commitment and brains its take to be one imo), overall the level of service is just about the same as walking into the DMV to get your license renewed.

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  21. #757
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    Quote Originally Posted by PeteM View Post
    On the other hand, looks like Denmark might have more people of exceptional ability (per capita) than either the US or Canada? Nobel laureates per capita - Wikipedia
    That explains a few things as I was sure on average they're at least as intelligent

  22. #758
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    Quote Originally Posted by Miguels244 View Post
    With out a substantial level of wealth things suck here too.
    But at least in Europe people eat and get healthcare.
    Do their veterans live under bridges?
    Are their poor worried about the next meal?
    Are their old living in serious poverty?
    In the UK we have veterans living under bridges, the poor have to decide wether to eat or have heat in their homes in winter and lots of old people have it tough.

    That's a result of our recent governments adopting US style economic policies. The right wing over here would like nothing more than a US health style system. They can afford to go private and they'd pay less tax. I'm afraid it's already going that way now. My recent operation was sub-contracted to a private hospital because the NHS was overwhelmed with patients with winter ailments.

    Regards Tyrone.

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    Quote Originally Posted by Tyrone Shoelaces View Post
    At the risk of boring everyone -

    I had my prostate out recently. Prior to that I had all the usual scans including a bone scan and biopsys. Consultations with several specialists prior to the op.

    I had the op obviously with a full theatre team of nurses, surgeon, anaesthetist etc. I was in hospital for 3 days and nights.

    I was back to hospital several times for tests and re catheterisation before I had a problem with my catheter. When I had the retention problem I was operated on unsuccessfully at midnight on a Sunday night. The theatre team were all specially called in for me by taxi because of really bad weather. The next day I was back in the theatre again were the subsequent operation was a success.

    Again I was in hospital for 3 days and nights. Since then I've been back and forth for several consultations, tests etc. That's without mentioning all the medication,catheters,urine bags etc.

    Total cost for all this treatment £ 0.00.

    You could argue that I'd already paid for this over the years with my National Insurance contributions but if I have it was money well spent.

    Regards Tyrone
    Tyrone, reading your post made me think of "the good old days". The responses when I was in hospital for 4 weeks and rehab for 8 (learning to walk again) really cheered me up at the time. Just goes to show that, in some cases deep down , PM members are basically nice folks. Must be the internet that changes some.

    OT In hospital. major operation.

    I'll never be quite as energetic as I once was but I'm certainly alive and kicking and enjoying every minute.

    What did shock me looking back is how many spelling mistakes there were in my first post. I remember that just to write a single sentence during the first couple of weeks in hospital could take minutes

    Can't resist this. Never got a bill for anything

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  25. #760
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    In the USA you all pay to your military yet all paying to healthcare is regarded as socialistic at best and communistic at worst It'd be funny if it wasn't tragic.
    I wish my fellow Americans would think of this....Jeez, sometimes I think we're brain-dead or Romney -washed.

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