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Thread: B&A Precision
11-29-2016, 03:11 AM #2781
11-29-2016, 03:31 AM #2782
I haven't shopped for a mortgage since about 2006. My first was in 1974. Five or six total, including a line of credit. Most were with the old GMAC and the LOC was with BofA. All were chicken simple.
I get more "junk mail" soliciting mortgage/refi than any other subject. From the volume of solicitations, I would expect a smoother process than you guys have described. From the volume of solicitations, I infer that there must be a legitimate (money making) business reason to, at least, process applications.
I wonder why I'm getting a small wheelbarrow full of solicitations (monthly) if they're such a PITA to accomplish? Are they just sadists looking for fresh victims to torment?
I recently found out that HARP (Home Affordable Refinance Program) can apply to second homes and rental properties. I have one of each and I'm thinking about pursuing a HARP refi on the second home.
Since a refi isn't a "necessity" in my case (only interested in a fixed rate and lower monthly payments, no BIG deal) Murphy may let me slide through smoothly. After reading your experiences, I'm forewarned.
I have nothing but encouragement and confidence that you'll soon prevail.
A few months from now, the current anxiety will be a faint memory (over taken by the NEW, yet unanticipated anxiety ).
Hang in there. I love it when a plan comes together (The A Team???).
11-29-2016, 06:01 AM #2783
11-29-2016, 07:28 AM #2784
11-29-2016, 07:51 AM #2785
It was definitely different back home. Not just because it was almost 20 years ago for me.
But, because, like you said: everybody knew everybody.
Our town had one bank, one post office, one school, one fire-station, one hardware-store (seven churches, and thirteen bars! LOL).
But, if you needed to borrow money, chances were, you already knew the banker.
I went to school with his daughter, and plowed his driveway in the winter. In a truck that came with a business that he lent me the money to buy.
Now, out here, its seems just about the time Allison and I get to know somebody at the bank, they get transferred.
I cant even find an auto-parts store that can keep the same faces at the counter.
Just once I wish NAPA would keep somebody long enough to realize I probably know more about their job than they do.
So, I could quit getting treated like an idiot when I have to go in there.
Getting off-topic, but that's fine: helping a buddy do a rear disk brake conversion on his rock-buggy a while ago.
Got it all mocked up with used parts. Went in to NAPA and asked for front brake pads for a 1980 chevy K20. One hundred questions later:
We don't have any. Change my year to 1985. Counter boy says: "but you said it was a 1980". I said: "yea, I have an 85' as well".
One hundred questions later: "yea, I have those". I say: "okay, that works". He asks me if I want to order pads for the 80'.
I screwed up here and said: "these are for the 80'". He almost refused to sell them to me!!!!!
My point is: Back home, this NAPA visit would have taken 10 minutes instead of 30. And 8 of that would have been BS'ing with Clark. I am sure he still works there.
11-29-2016, 08:05 AM #2786
The homeowner has been wonderful. She gave me the keys to the shop a week and a half ago! So, yea, we are moved. Just not moved in.
11-29-2016, 08:24 AM #2787
11-29-2016, 10:00 AM #2788
This is not the place to vent but seeing people talking about people spending more on the car than the house they live in or driving a Caddy out of the trailer park brought up something that has been stuck up my ass for a long time, I can't forget it. I own a small shop and have for many years. We have done OK but struggle at times. I have had a tough go of it since buying out a partner a few years ago. I'm digging out of a hole I allowed him to dig for us. I paid him for the company I built all while telling myself "He will get it" " He will pick it up and start doing what I do" In the end it cost me a big chunk of change to get out of it, That's all on me, nice guys finish last.
Back to the real story. I left work after a normal 10 hour day and had to stop off at the grocery store to pick up some things to grill up for dinner. The store was packed and I got stuck in line behind three people with four little ones and three full carts. It tallied up to just under 400 bucks. Each one pulled out the state debit card and paid for the bill, that was an eye opener. I only had a few things and left the store just five minuets after them. The new Lexus SUV they were driving was just a few cars away from my beat up KIA with 160K on it, another eye opener. I was right behind them as they left the parking lot. As and we drove down the street to myself I bet my next pay check that they would be turning into the public housing complex just a few blocks up the road, I was a winner.
Maybe I'm a bad guy for letting this bother me and writing about it. I just wonder what I am doing wrong sometimes, I'm 55 years old and still bust my ass seven days a week.
Make Chips Boys !
11-29-2016, 10:10 AM #2789
11-29-2016, 10:46 AM #2790
Close friend has a light/heavy diesel repair shop. Shady wholesale car auction buyer guy brings in this newer Dodge. It's like an '05 commonrail truck. Says it smokes a lot and down on power. Turns out the engine in this truck is a 53 block 24 valve from a 98 with the fuel system and front timing cover from the commonrail.
If you know the little Cummins motors then you know those parts don't exactly fit together. Somebody went through a lot of work and a shitload of RTV to put that engine in there. It was one of those times where my buddy called me up and said something like- "You just gotta come over and see this, I can't explain it in words". Whoever did it was a master with the RTV. musta been an inch thick in some spots.
11-29-2016, 11:02 AM #2791
Yes, the front pan-rail is not even in the same zip-code!
How many bolts were holding the timing housing to the block? Research says only like 3 of 9 actually line up! LOL
When time = money, this is the way to go: Keating Machine, Inc. - Cummins P-Pump Or Sigma Billet Gear Housing, 23 To Current 5.9L & 6.7L Common Rail
And, if my ass-hole common-rail injection system doesn't quit acting up, Billy-boy is gonna drop $1500 on one of them thar pretty timing housings!
Which is chump change compared to the overly fragile electronic injectors that cost me $4000 already.
11-29-2016, 11:06 AM #2792
11-29-2016, 11:12 AM #2793
11-29-2016, 11:14 AM #2794
11-29-2016, 11:20 AM #2795
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11-29-2016, 11:38 AM #2796
But, sometimes it has a funny stumble at idle. And, usually when it has that stumble, part throttle driveability is not glass-smooth either.
When it runs good, it runs flawlessly. When it is acting up, most people wouldn't even notice.
My money says: it is a wiring issue. Probably a simple weather-pack connector has lost its connection tension, and it is throwing a voltage off by a small percentage.
Just enough to make the engine run "different". Now, the problems that compound this minor issue:
I hate chasing electrical gremlins! I love mechanically injected diesel engines. I really like tinkering with, and modifying, my truck.
The not perfectly logical solution I mentioned is inevitable.
These guys: BulletProofDiesel - Darn-Near Bullet Proof Diesel Products for your 6. and 6.4 have built en empire making that POS engine live.
I prototyped a few parts for them. And a friend of mine is now their lead design guy / Machinist.
The money that they make off that 6.0 engine would boggle your mind.
But, it is no different than the transmission in my Dodge. They have a terrible reputation.
Yet, here is mine, with 300k on the ticker, and the tranny performs flawlessly. Even towing 10k up big grades.
I had another friend that owns a tranny shop, rebuild and install the T-case in my truck when I swapped from electric to manual shift.
He said he thought the tranny in my truck is original. There is a bunch of factory stuff that always gets broken/removed when this tranny is swapped.
And, it is all intact under my truck. There is a metal tab on one of the top extension housing bolts, who's only job is hold a plastic wire loom.
He said the tab is not bent, and the factory plastic loom holder thingy is not broken.
I guess it is impossible to get the tranny out without bending said tab, and the plastic loom thingy always gets broken.
That, and it is dirty enough that it looks like it has been there from day one. I will never know?
But, I generally have had zero Dodge transmission issues.
It is all in the owner. Some are good at maintenance, and making things live. Some are, well, not.
11-29-2016, 12:31 PM #2797
The biggest thing is I don't want to pop in a chip and turn it up to 800 horse power.
I used to work in a diesel shop. I worked on a lot of 6.0 motors. I really think they are pretty good, good enough that I bought one and several other guys there also owned them. The catch is that we would not work on any trucks that were not company owned. All the time these tuner guys would come in with issues and we would turn them away.
Those tuners and chips are the worst thing to happen to diesel pickups. There was no way to unwind the liability associated with working on them. If some guy brings in his truck with a tuner and we change the oil or put in a gasket and the next week it blows up, is that our fault or did he turn the tuner up to 1000 horses and take it drag racing?
I worked as a design engineer for an automotive OEM when I first got out of college. It totally killed the notion of modifying any car or truck from the OEM specs. We used to have month long design reviews on how to get the transmission to pass a longevity test when we turned the motor up 10 horse power. These diesel guys are turning their motors up 3 or 4 times the original spec.
11-29-2016, 12:46 PM #2798
11-29-2016, 02:10 PM #2799
I have a commonrail block with a P-pump on it in my shop. Belongs to a friend. It was a day of work with a small radial drill. Laid out the dowel pin holes and a couple bolt holes and modified the commonrail block for the P-pump front cover. The oil pans are different. He sectioned a p-pump pan with a commonrail pan to make it work. swapped older style helical gears onto crank and cam. We was going to run VP44 pistons and injectors. Got time to spend real money on the project and it stopped.
Big waste of time IMO.
The commonrail blocks aren't super great. An alarming # of them have oil pressure issues due to too much oil going to piston cooling and oversize suction tubing. They need more piston cooling since the pistons and rings are lighter. Have seen lots of spun rod bearings in trucks that tow, especially the 6.7's. A lot of them only make like 10 PSI oil pressure at lower RPM hot. Combine that with 600 lb/ft and you have a problem. The commonrails also use much smaller rod bearings than 2002 and older engines.
I've been working on an 8.3 oil pump that will fit a commonrail 5.9 or 6.7. The 8.3 pumps are about 20% more volume. I suspect as more commonrails die much earlier than prior engines shops will start putting oil pressure gauges on the engines to check and see what I'm talking about. Might be a demand for such a pump. Dunno.
I make some parts for 6.0's/6.4's too. Buy one they're great engines (For guys making parts to keep them running!)
11-29-2016, 02:12 PM #2800
I had the stock trans replaced at 168k in my truck. My trans was built in 2001, which makes it possible a "diode clutch" sprag, instead of a real sprag over-run bearing.
It took 9 round trips to get moved to Oregon, and I was leaving trans fluid on the front of the trailer tongue, which meant it was time to change the trans. Ford has gone through umpteen front pump seal designs.
I did research years ago and decided on an ATS trans because they had a big beefy torque converter and a killer warranty.
I bought the Stage 1 towing trans, which is basically upgraded wear parts (planetaries and bearings), but stock hard parts (shafts, etc). I also went with the GTP 38R turbo and a flip-chip from dp-tuner. I have a stock, towing (+60HP), +80HP, and +100HP tune. They each drive differently and have their own uses. Most of the time I drive around in the 80HP tune, but use stock when trying to be quiet, want a leisurely experience, or I'm driving on a bumpy or slippery road.
The whole seems to add up to more than the sum of the parts, as I can pull 21k GCW up a 6% grade at 60MPH at 1300deg, or 55MPH at 1200deg. That's the same aero drag and weight as my parent's bus, but my motor makes way less power than that old Detroit (on paper).
I'm on stock HPOP, injectors, and glow plugs. I found out that the tune I was running for years didn't actually turn on the glow plugs, wasn't a problem till I moved up here. I'd say that for 5 years I was starting/running without glow plugs. After figuring out that Diablosport uses federal computers as the basis for their tunes, I dropped them and got a chip from dp-tuner that's based on the CA computer, which has a glow plug controller that can read faults on all 8 glow plugs. Federal only reports Bank A/Bank B, that code doesn't exist in a CA computer.