06-19-2012, 06:11 AM
Ok here are 2 instances that I have encountered personaly,
1,... go to my dentist with insurance X-rays cost $30. get laid off no dental insurance go to the same dentist tell them I don't have insurance X-rays are now free. Get insurance with my new job X-rays are $30 again.
2,... Birthcontrol for my wife going thru our insurance and paying $90 a month for birthcontrol pills of witch our insurance covers nothing. So her last doctors visit she asks if there is a less expensize pill she can get. tells him about paying $90 a month, he goes nuts in the head. Tells her to go to different pharmancy to get her pills, and tells her to tell them ***she does not insurance***. Now paying $9 a month for the same product.
So where does the problem exist??????????
06-19-2012, 07:51 AM
Assuming that's true, and I have no reason to disbelieve it, then it should be headline news on all TV programmes.
Originally Posted by racen857
06-19-2012, 09:00 AM
It's just business and plain old greed, no price regulation, not much competition. Look at Pet medication, most of it is same darn stuff as for people for 10X the cost.
If you pay it, why should they say they are charging you too much, its capitalism.
06-19-2012, 09:44 AM
There NEVER will be any reform to healthcare as long as "INSURANCE COMPANIES" are involved....
Originally Posted by CarbideBob
THEY run everything.. they BUY the congress critters whose staffs write what ever the insur co's need in bills and are sent to congress.
Want proof?.... remember when Nancy Peloci said... PASS the bill, THEN you get to read it to find out whats in it..... so they did.... and SCHAZAM.... ther's your OBLAMA CARE...
Fortunatly it's in court now and most likely will be ruled unconstitutional and 86'd...
But that still never solves the real problem.... INSURANCE CO's
06-19-2012, 12:11 PM
Why do you hate private business so much?
Originally Posted by Gary E
The solution to healthcare is to open it up to the free market. Competition will drive down prices. Let's say you had a heart attack, you'd go online and check prices for ambulance and emergency room care. It's called shopping around for the best deal. Maybe you've heard of that before?
Oh wait, you want the government to take care of you! That way it doesn't matter how much your care costs, the nanny state will pay.
Guess what, I have a JOB and I pay for my own insurance. I don't expect anyone to take care of me for free. It's called personal responsibility. I know that's a foreign concept to you libs.
I sure as hell don't want to pay for anyone and everyone to get healthcare. People can go die as far as I'm concerned. If you don't have a job you deserve to die. And don't come back at me with a bunch of "what if's". I don't do nuance. Life ain't fair, get used to it.
Their should be snipers on the roof of every hospital ready to shoot illegal immigrants that come in and exploit our systems. Oh boo hoo, your kid is sick? Go back to Mexicrap or wherever else shit hole country you came from and tell them to take care of your lazy ass.
06-19-2012, 01:05 PM
06-19-2012, 02:24 PM
Seems as though Comrade Welden has lost his way.
Originally Posted by ewlsey
Not to worry, there is summer camp in Siberia he can attend to get his mind straight.
06-19-2012, 03:16 PM
06-19-2012, 03:53 PM
06-19-2012, 04:06 PM
Localized composters adapted from the space station if they so choose. THAT ain't their issue.
Originally Posted by rj newbould
Siberia's petro and mineral resources and their economic dependency on 'em are, and Chinese companies already building all manner of small and medium deals in Russia's Far East is long-since worrying the Aitch out of Moscow far more than 'mericans are.
06-19-2012, 04:50 PM
06-19-2012, 05:24 PM
I wonder if it would make a difference when the insurance company gathers all this money and sits on it for 90/180 days, uses this money to make investments in junk bonds or whatever. there should be a law you can only pay the people that run the company with these profits instead of just upping premium costs to pay themselves
06-19-2012, 05:46 PM
To the Original Post, it is happening everywhere. Rates have been going up each and every year that I can remember. When it became too much for the companies to handle, employees picked up the increases. Go down a notch in healthcare plans to make them affordable and start with increases all over again...with a bigger Copay and deduction.
Private insurance sucks...Obama-Care or national healthcare sucks more. Democrats and/or Republican can only make it worse...nobody can screw up something like the government. Take that lesson from SS, Medicare, Medicaid, VA Care and any government run agency.
Denmark may work...but what was said to the population there...hell I believe we have more people living in NYC to abuse that system then Demark has people.
06-19-2012, 07:48 PM
06-20-2012, 12:32 AM
06-20-2012, 12:37 AM
06-20-2012, 08:29 AM
Insurance only works when the insured have a vested interest in protecting the insured item. Does auto insurance pay for blown engines when the driver did not change the oil for 20,000 miles? Why would a health insurance model that pays for every preventable instance of health problems be expected to work?
Competition in costs only drive down price when there is a vested interest in finding a ratio of cost to quality an actor is willing to purchase. When insurance covers or copays, or limits the choices of where to find a service, there is no effort to find the best cost. When the service provider's charges fluctuate based on the "max allowed" of the individual insurance providers, there is no incentive to reduce costs.
When service providers are forced to provide a service to individuals who will not or can not pay, the prices must increase for services provided to those who can and do pay.
When litigation is a serious threat, no matter the performance or intentions of the service provider, the costs of their service must increase.
When insurance providers live in protected markets ( you cannot purchase health insurance out of state ) they have no reason to reduce costs in effort to compete.
Add all of this together and it's a small wonder we even have health care at any level beyond trading precious metals to local shaman for basic services.
06-20-2012, 08:58 AM
Many have, and should have life insurance. That is insurance business and some pay less than others for that insurance. Only natural.
Originally Posted by kuraki556
What the hell insurance companies have to do with health care is beyond me. Before the screaming and shouting and gnashing of teeth starts then a nationalised health plan takes years to implement.
Personally I'd hate to have an insurance company employee deciding what treatment he or she thought my policy covered. It's like asking a bank clerk how you should invest your money.
06-20-2012, 09:15 AM
I want him to keep bringing the US out of the hole that we were in when he was handed this sorry state of affairs. I want him to keep deporting illegals, more then any other president. I want him to keep killing terrorists like Bin Laden and the others. I want him to keep creating jobs like he has been. I want him to work for the ideals of the left.
Originally Posted by AlDrake
The right have the house because they cried "where are the jobs" and have done nothing but try to bring down the president. More people are on food stamps because they tried to survive in a recession left behind by a failed leader and war criminal. Obama has not created any more debt than was projected no matter who got his job. If you think there is more unemployment then you are either a liar or a fool or both.
06-20-2012, 09:34 AM
Originally Posted by John Welden
They are your interpretation of what GOD wants. He will be judging you while you are busy judging others. Something he does not want you to do. But you cut and snip like everyone else that thumps.