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Are there to many 1 man shops for young folks to compete?

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When he first started no one told him anything... And he's left on his own at a Hardige tooling lathe making small parts; up until this point he had only done some facing and drill/tap so the cut off tool had not been used yet. The part he needed to make was requiring the cut off tool, and the one they had wasn't in the holder... Not knowing any better he sticks it out 2 in or so past the holder because "it looked right" I think he said. He probably didn't set tool height either, and as soon as it touched it broke the cutoff and being that it was 2+inches it must have have enough inertia to bounce off the bed or something to redirect it back up.

Seriously lucky that didn't kill him, or loose an eye. But after that day I respected the lathe a lot more

The thing that clobbered my nuts was a Hardinge HCT, they are the pretty much the same physical size and horsepower of a Hardinge Tool Room lathe, the only difference is attachments and options. I guess those things can be a lot more dangerous than they look.
 
Do note I said MSRP plenty of vehicles sell for more than that, usually when supply exceeded demand, also I said I haven't bought a new vehicle in some time, so you can retract those two digs.

I have also constantly said machinist wages have stagnated, my last job punching a clock I made $28 an hour non union damn near 30 years ago. I have also mentioned that I often look up apartments I and relatives lived in a long time ago and put rents from them into inflation calculators. Which usually show rents have went up double or more the rate of inflation. I think you have me confused with someone else.

Maybe you should cut back on expenses, what do you spend a day on that hairdo, that must take $200 a month of hair spray, let alone shampoo. Learn from your elders, I just do my hair when I am shaving in the morning. I don't spend money on any hair products, nor do I need to worry about packing a comb or hair brush when I go places. It also cuts down on showering time, cleaning hair out of drains, and I can drive with the window down and not worry
about my hair.



Not digs. Like I said, none of my comments are specifically directed at YOU the person, just a generalized "you" being people roughly your age who look down on my generation.

And I haven't spiked the hair in like 2 years. At this point, I'm just growing it out so I can donate it to Wigs 4 Kids (They're like Locks for Love, but they don't charge ANYTHING for giving wigs to kids with cancer) before I shave it all off and accept that I'm going to be bald by 40 :D. Then it'll be back to the old cueball look, same as you. Have you tried that stupid little thing that looks like a mix between a hotwheels car and a razor?

Amazon.com: HeadBlade ATX Razor : Beauty & Personal Care
 
The thing that clobbered my nuts was a Hardinge HCT, they are the pretty much the same physical size and horsepower of a Hardinge Tool Room lathe, the only difference is attachments and options. I guess those things can be a lot more dangerous than they look.

Great little lathes though... I was the " CNC " because they were too cheap to retro fit one of them.:willy_nilly:

But the shop was a great example of what the OP's question is... Personally I think starting a shop then looking for work is silly (if I'm understanding it correctly..). The company I worked for made testing fixtures for circuit boards; the way the business was formed was finding a need in the industry and filling it. We did (for the most part) very exceptional work and really didn't need a whole lot of machines or man power to do it.

I was brought in as shop help, but once they realized I wasn't going to crash a machine they let me do quite a bit, and was more of an apprenticeship than anything. Fast forward to now when I am making a shop for myself, I have a need that can be filled and I am catering the shop to doing that :cheers:
 
When my wife worked in a school, we had good coverage through the teacher's union. They actually complained about paying part of the premium.

Crappy? Now, I have a "high deductible" plan and the deductible keeps going up. It has now gotten to the point where the deductible is higher than I can legally contribute to my family HSA per year. Even though I max it out, we scraped the bottom of the barrel last year when my daughter was born and we're going to do so again next year when our third comes along. Maybe we could build up a little nest egg if we stop having kids every other year :)

BUT, the one good thing is that it's PPO. I am not a mouth-breather and I'd really prefer not to fight and argue with stupid GPs if I want to go see a specialist. I have a family history of skin cancer so I've been seeing a Dermatologist annually for years, I have probably in the last 10 years seen specialists 3-4 times more than a GP. It was kind of amusing how confused people would get when I filled out the paperwork and left the line for GP blank.


Mrs. O sells "supplementary Ins" that allows employers to have high deductible main plan, and then they buy her supplemental that pays out enough to cover the deductible.

Makes no never mind to me why that makes any sense at all, but for whatever reason - it is cheaper and AFAIK they essentially have zero out of pocket deductible.
???



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Think Snow Eh!
Ox
 
Mrs. O sells "supplementary Ins" that allows employers to have high deductible main plan, and then they buy her supplemental that pays out enough to cover the deductible.

Makes no never mind to me why that makes any sense at all, but for whatever reason - it is cheaper and AFAIK they essentially have zero out of pocket deductible.
???



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Think Snow Eh!
Ox

So, the employer buys both? I know that high deductible plans are regulated differently (one big one being HSA vs. FSA) but I can't figure that the differences would really be enough to cover a supplementary plan. "High deductible" is a broad range, too.
 
Mrs. O sells "supplementary Ins" that allows employers to have high deductible main plan, and then they buy her supplemental that pays out enough to cover the deductible.

Makes no never mind to me why that makes any sense at all, but for whatever reason - it is cheaper and AFAIK they essentially have zero out of pocket deductible.
???



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Think Snow Eh!
Ox

I pay $7.23 every other check for supplementary insurance.

I'm sure you're aware of my recent fiasco with the coral snake bite/ER visit/Ambulance ride/Hospital stay.

Total out of pocket for me for the whole thing is on the order of $700. $100 copay to my insurance and $600 to the ambulance.

I didn't file with my accidental insurance because I didn't realize they had a tight deadline to file. However, if I had, I'd have received:

$100 for being admitted to the ER.

$500 for being transported by ambulance.

Normally there is $250 for being admitted to the hospital as well, but I was "technically" never admitted, I was an outpatient under medical observation (They made me a sign a form that said so). So, I would have come very close to breaking even, or even have made a slight profit if it weren't for the last provision.

You also get cash payouts for things like broken bones, losing digits/limbs, being blinded, etc etc. The largest benefit to this insurance for me is that it covers things outside of work, and as a motorcyclist, it's nice to have.

There's also a very small ($30K I think) life insurance payout through this insurance, which in addition to the $300K I carry, should let my family live comfortably for long enough to find a new man to take care of them, if I kick the bucket :D
 
There is a disconnect between your generation and mine. Many of yours seem to think my generation whines a lot about wages, and aren't willing to work hard to have anything nice...
Not us commnists ... it's not so much fun having parts failure but I am so glad I got to live when things were easier, and don't envy you at all. It's much harder for younger people today.
 
When my wife worked in a school, we had good coverage through the teacher's union. They actually complained about paying part of the premium.

Crappy? Now, I have a "high deductible" plan and the deductible keeps going up. It has now gotten to the point where the deductible is higher than I can legally contribute to my family HSA per year. Even though I max it out, we scraped the bottom of the barrel last year when my daughter was born and we're going to do so again next year when our third comes along. Maybe we could build up a little nest egg if we stop having kids every other year :)

FWIW - When you all decide that you're "done" having kids, go get the snip yourself. We decided for the wife to have hers' tied when my son was born. (Planned C-section.) We find out later that there are some side effects that can happen after this is done to women. So much for informed consent on the part of her OBGYN...

Anyway, I know this might seem like a significant drift from the original topic, but all things to think about if our OP ever comes back around.

"Who's going to care for your kid when you & mom go back to work?"
"Where are they going to go to day care?"
"Where are they going to go to school?"
"How are you going to pay for school?"
"Who's going to take them to school?"
"Who's going to pick them up from school?"
"Who's going to race across town to make that happen?"
"Who's going to leave work early, or stay home when they're sick?"


All questions that no one warned us about in advance...

So if anyone reading DOES NOT YET HAVE KIDS - you've been warned of such things in advance...
 
I don't know if it's harder or not. My life at 40 sure seems different from how my parents lived at the same age.

My wife is pretty sharp and has a really good job. I do fine with my shop, but it wouldn't be so fine if we didn't have her benefits.

Even with that we don't have a boat or an RV or sand toys, but we are building a small rental property for an income stream so there's that I guess.

The biggest thing that sucks for my generation VS previous ones is the shear number of people. It makes many things not fun anymore. Makes for fewer opportunities. I love the outdoors, I love the Pacific Northwest and as it turns out, so do millions of other people. Places I could go to 20 years ago that you'd never see another soul now have a huge paved parking lot and a requirement you to buy a pass 9 months in advance. One place is a fire lookout that I VOLUNTEERED HELP TO RESTORE 25 years ago. It's now a forest service B&B and try as I may, I have never been able to book a reservation there in a decade of trying.

Too many people and it's only getting worse.
 
FWIW - When you all decide that you're "done" having kids, go get the snip yourself. We decided for the wife to have hers' tied when my son was born. (Planned C-section.) We find out later that there are some side effects that can happen after this is done to women. So much for informed consent on the part of her OBGYN...

Anyway, I know this might seem like a significant drift from the original topic, but all things to think about if our OP ever comes back around.

"Who's going to care for your kid when you & mom go back to work?"
"Where are they going to go to day care?"
"Where are they going to go to school?"
"How are you going to pay for school?"
"Who's going to take them to school?"
"Who's going to pick them up from school?"
"Who's going to race across town to make that happen?"
"Who's going to leave work early, or stay home when they're sick?"


All questions that no one warned us about in advance...

So if anyone reading DOES NOT YET HAVE KIDS - you've been warned of such things in advance...

I have 3 kids 15, 11 and 4. None have ever been in daycare. Not for a minute. Our parents do help out an amount they're very comfortable with, but a lot of it has to do with the fact I have a big shop on my property 100 feet from my house. We also relocated to a town with one of the top performing public school systems in the country.

Raising good humans takes some strategy.
 
So, the employer buys both? I know that high deductible plans are regulated differently (one big one being HSA vs. FSA) but I can't figure that the differences would really be enough to cover a supplementary plan. "High deductible" is a broad range, too.

In at least some of the cases - yes.




I pay $7.23 every other check for supplementary insurance.

I'm sure you're aware of my recent fiasco with the coral snake bite/ER visit/Ambulance ride/Hospital stay.

Total out of pocket for me for the whole thing is on the order of $700. $100 copay to my insurance and $600 to the ambulance.

I didn't file with my accidental insurance because I didn't realize they had a tight deadline to file. However, if I had, I'd have received:

$100 for being admitted to the ER.

$500 for being transported by ambulance.

Normally there is $250 for being admitted to the hospital as well, but I was "technically" never admitted, I was an outpatient under medical observation (They made me a sign a form that said so). So, I would have come very close to breaking even, or even have made a slight profit if it weren't for the last provision.

You also get cash payouts for things like broken bones, losing digits/limbs, being blinded, etc etc. The largest benefit to this insurance for me is that it covers things outside of work, and as a motorcyclist, it's nice to have.

There's also a very small ($30K I think) life insurance payout through this insurance, which in addition to the $300K I carry, should let my family live comfortably for long enough to find a new man to take care of them, if I kick the bucket :D

That just happened this summer eh?
I know that she goes in [at least] once a year to places to make sure that they get their stuff submitted. (wellness)
I'm thinking that an actual event like yours doesn't even have a time limit in many [any?] cases.
As long as you had coverage at the time and can produce docs.

I think that she has gotten some folks paid for shtuff that happened a few years ago even.

I think I'd go back and revisit that.
At that price - I'm guessing that your not talking "duck"?



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Think Snow Eh!
Ox
 
I have 3 kids 15, 11 and 4. None have ever been in daycare. Not for a minute. Our parents do help out an amount they're very comfortable with, but a lot of it has to do with the fact I have a big shop on my property 100 feet from my house. We also relocated to a town with one of the top performing public school systems in the country.

Raising good humans takes some strategy.

Amen to that. We get told by many of our peers that they could never make it, or "live the lifestyle they want" on one income. Well? What did you spend your second income on? We were down to zero student debt (I had none, wife had some), and the last tail end of our last car payment when we had our first baby. No new features, only debt pay-downs. Now we have a stable financial base from which we can operate on one salary.

Teach, I was thinking about your little snakebite adventure, if that had happened to me my bill would have said "thank you for doing business with BC/BS, if you spend a few thousand dollars more we will start to cover your expenses" and I'd have to carve into my paycheck double-time next year to catch up before the baby comes. If I get hurt after new years, though, I might get my money's worth!
 
...
Teach, I was thinking about your little snakebite adventure, if that had happened to me my bill would have said "thank you for doing business with BC/BS, !
I hate snakes. Tiny or big.
Dog took on what looked at first to be a big tree branch and then it jumped.
I had never seen a snake this big in Michigan as most are six foot or so tops. Call me a liar but this the things you see in zoo size.
My Sami is all this is my woods and rattle all you want.
Grabbed a tree branch to separate them and I am now worried. The dog did jump out of several strikes by must be luck.
 
I've never seen/heard of a rattler around here, but not sure whynot?
Too wet?

They got'm in the SW.
They got'm in Montana.
(Not a frost line thing)

I've seen dead baby's in the sands of Elkhart, Indiana.
(I have heard that those could have been something else - false rattler - like fools gold?)

Never heard of them in Ohio or Mich tho?

Robert, check your mail


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Think Snow Eh!
Ox
 
...

Never heard of them in Ohio or Mich tho?

Ox

No? As a kid my neighbor's shed up north full of "trophy tails".
Grandma took one with a hoe when I was small.
Normally not very big at only 3 foot max usually in my woods.
This one was so huge so maybe not native. Easy well, well over 10 foot.
Dad told me to never shoot one as they could still bite blown in half with a shotgun. Not sure if that true or not.
Mid lower peninsula. They seem to like the CCC planted pine tree areas and sandy soil.
Bob
 
Actually - they say that a dead rattler can still kill you if you get caught in their jaw somehow.

The TV shows all say to bury the heads so's that doesn't happen.

Only thing I ever heard around here is blue racers, and that's been 35 yrs ago at that!


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Think Snow Eh!
Ox
 
Only thing I ever heard around here is blue racers, and that's been 35 yrs ago at that!
You must be in the green part ?

Copperhd.jpg


Copperhead Snake Fact Page- What's That Snake? - Ohio Public Library Information Network
 
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