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Fighting fraud

mrSanders62

Cast Iron
Joined
Jan 8, 2022
We recently attended a meeting held by our county auditor and prosecutor’s office on the topic. They offer a free notification service that alerts the deed holders of any activities associated with their properties. We do not subscribe to a paid service.
How do you get alerts? I know if scammers come after you, it could be hacking your cell phone number. they produce clones of sim cards and intercept alerts on your phone
 

barbter

Diamond
Joined
Oct 27, 2007
Location
On Tour...
Can you tell me where he lives so I can go over to his house and give him a free black eye ? Those people are the stupidest monkeys on the planet.

I have a B of A debit card for various reasons. Every fucking time I use it they freeze the account, even though it is (supposedly) marked as "used in China". Every arfing time.

"OMG ! Someone from China used your card !"

"Yeah, that was me. That's why I have it, to use. That's why it has a PIN number and why I have informed you to leave me the fuck alone about 500 times now. Can I please remove this account from your worthless idiot 'fraud protection' oversight ? It'd be cheaper for me to lose the daily limit once than put up forever with your stupidity."

"Oh sorry. No, we can't do that. You'll just have to put up with this crap (and the two hours on long distance, 800 # doesn't work from overseas) forever."

God I hate those assbreath losers.

Construction Bank, Agriculture Bank, ICBC and Bank of China all automatically notify you by text of any transaction over X rmb. If there is a problem, you inform them. No fees or extra charges. No freezing your account if you actually use your own card*. You guys get ripped off every time you turn around :(

* Once, I can understand. But every other time ? Get with the program, idiots.

When I lived in the UK, like a good account holder, every time we went on holiday the NatWest would get a call to say we're going to Spain from X to Y.
3 years running a couple of days before leaving UK, we'd call them.
3 years running, within a few days the card/account would be locked because someone has tried to buy goods in another country (not UK or Spain) and had the purchase declined.
I'm convinced someone in NatWest security dept was feeding info out, because in 15 years I'd never had an issue while in the UK.
Only when we phoned them, before going abroad, like we were told to do....
 

Kalispel

Aluminum
Joined
Jan 27, 2021
Location
Ohio
Notifications are by email. Yes, that could get hacked too. That is the point. Identity theft and cybercrime are a huge threat now that so many aspects of our lives are accessed remotely.

Think about your retirement savings as cash in a safe. I’d want a big safe with lots of armor and a lock with lots of redundancy. I’d want the safe in a secure building with alarms. I’d want to know guards could get to it before some could break into it. Somehow, somebody convinced me to store it in a cellphone.
 

rrrgcy

Aluminum
Joined
Jun 5, 2013
Location
South Florida
I know if scammers come after you, it could be hacking your cell phone number.

They don’t need to do the sim card cloning, I visit a local Asian strip mall area in town filled with about a half dozen Asian restaurants and nail places. One night lots of Vietnamese fellows, young n tuff and older undesirable types hanging around on plastic chairs outside, smoking, dangling their long pinkie fingernails giving me the eye. I jump out of my car and run into one restaurant to grab my grilled chicken and vermicelli dinner and no sooner than I get back to my car pulling out of the parking lot I am getting a text on my cell from an indecipherable coded number with a link that’s obviously in a few Asian characters with a women hookup site. It’s never happened before.

One of those guys had a pocket scanner and grabbed my cell and sent me a text. Crazy.

I'm convinced someone in NatWest security dept was feeding info out.

One Bank of America branch near me some years ago suffered an 85% annual lower level employee turnover due to insider theft of PII (direct quote from a higher level corporate banking security) which I know much went to outside criminal ID theft and bank fraud groups. The ugly secret they don’t want you to know - Insider Threats.
 

john.k

Diamond
Joined
Dec 21, 2012
Location
Brisbane Qld Australia
That doesnt sound much different from a shop sending you a message as you walk past.........except you wont get STD from the shop....I imagine.........incidentally ,I see on a conspiracy site that Bitcoin was invented by the CIA.......obviously they wont be needing any more taxpayer money.
 
Joined
Apr 14, 2018
Location
Airstrip One, Oceania
The ugly secret they don’t want you to know - Insider Threats.
Or equally pointless, they hassle you to death to create nineteen letter passwords with lower and uppercase letters, numbers, and at least one forbidden character, just so Target can hand out all the data on 80,000 people at a time. Or the stupidass IRS decides that a private party with no known controls gets to run physical recognition tests for all taxpayers. wtf was in their heads ?

Keep a couple hundred bucks on their stupid card and the rest in cash between the mattress and the box spring. It's safer.

(And they won't be able to tell you "you can only withdraw $50" like they did to people in Greece and now Afghanistan, when the banks flock up beyond all belief.)
 
Joined
Apr 19, 2006
Location
Manchester, England
Internet fraud must be the No1 growth industry in the UK. You never hear of banks being robbed or armoured car hold ups anymore. Robbing via the internet is easy and nobody gets caught.

I hear programmes about it all the time. The latest one was about a guy who’d paid up his mortgage, lived on his own, and who was away from home a lot. He gets back from a trip away, tries his key in the door and it won’t work. He can see somebody inside the house so he bangs on the door. A guy comes to the door and our guy can see he’s doing work in the hallway.

Our guy says “ What the fuck are you doing in my house ? “ The builder guy says “ Your house ? get to fuck, I’m doing work for another guy who just bought it “.

So our guy and the builder call the “ new “ owner and the police.

The bottom line is whilst our guy was away the scammers applied for a copy of his lands deeds from the land registry, advertised and then sold the house to the new guy . Apparently the land registry don’t do any real checks ! I can bear this out because about 5 years ago I lost my deeds ( long story ) and I had no trouble getting a copy.

The kicker is according to UK law the guy with the new deeds owns the house so our guy has had his house stolen from under him and he can’t do anything about it in law. The new guy now owns the house. If I hadn’t have heard this on BBC radio with my own ears I wouldn’t have believed it ! How can a house be stolen !

I did find out that you can apply to the Land Registry for a facility whereby they inform you of any applications regarding your deeds. So that’s what I’ve done.

Obviously the scammers need - A) a house were the mortgage has been paid in full. B) a house that is left un occupied for significant amounts of time.

Look up “ Luton man left shocked as his house is stolen “ on the internet.

Regards Tyrone.
 

barbter

Diamond
Joined
Oct 27, 2007
Location
On Tour...
Internet fraud must be the No1 growth industry in the UK. You never hear of banks being robbed or armoured car hold ups anymore. Robbing via the internet is easy and nobody gets caught.

I hear programmes about it all the time. The latest one was about a guy who’d paid up his mortgage, lived on his own, and who was away from home a lot. He gets back from a trip away, tries his key in the door and it won’t work. He can see somebody inside the house so he bangs on the door. A guy comes to the door and our guy can see he’s doing work in the hallway.

Our guy says “ What the fuck are you doing in my house ? “ The builder guy says “ Your house ? get to fuck, I’m doing work for another guy who just bought it “.

So our guy and the builder call the “ new “ owner and the police.

The bottom line is whilst our guy was away the scammers applied for a copy of his lands deeds from the land registry, advertised and then sold the house to the new guy . Apparently the land registry don’t do any real checks ! I can bear this out because about 5 years ago I lost my deeds ( long story ) and I had no trouble getting a copy.

The kicker is according to UK law the guy with the new deeds owns the house so our guy has had his house stolen from under him and he can’t do anything about it in law. The new guy now owns the house. If I hadn’t have heard this on BBC radio with my own ears I wouldn’t have believed it ! How can a house be stolen !

I did find out that you can apply to the Land Registry for a facility whereby they inform you of any applications regarding your deeds. So that’s what I’ve done.

Obviously the scammers need - A) a house were the mortgage has been paid in full. B) a house that is left un occupied for significant amounts of time.

Look up “ Luton man left shocked as his house is stolen “ on the internet.

Regards Tyrone.

HolyFrigginMoly!!!
Unbelievable.
But sadly not a surprise.
The police are useless and the Gov dept doing no checks :willy_nilly: !!!
HubbaHubba, what a shitshow :(
Luton man left shocked as his house is ‘stolen’ - BBC News.


Tyrone - do you have a link to this please?
"I did find out that you can apply to the Land Registry for a facility whereby they inform you of any applications regarding your deeds. So that’s what I’ve done."

Thanks
 
Joined
Apr 19, 2006
Location
Manchester, England
HolyFrigginMoly!!!
Unbelievable.
But sadly not a surprise.
The police are useless and the Gov dept doing no checks :willy_nilly: !!!
HubbaHubba, what a shitshow :(
Luton man left shocked as his house is ‘stolen’ - BBC News.


Tyrone - do you have a link to this please?
"I did find out that you can apply to the Land Registry for a facility whereby they inform you of any applications regarding your deeds. So that’s what I’ve done."

Thanks

Sorry matey, I was taking the credit for my wife’s actions there. She dealt with the land registry after hearing the radio programme. She drew my attention to the programme later. Is there nothing on the land registry site ? She’s out at the moment so I can’t ask her.

Regards Tyrone.
 

michiganbuck

Diamond
Joined
Jun 28, 2012
Location
Mt Clemens, Michigan 48035
In Detroit, a vacant house is likely to be found rented out. Power is often left on to insure the house will not be listed as vacant so needing restoring to occupancy.

A crook will rent it out with getting first and last rent upfront..and a few months if not getting caught.
I know this happens because my son-in-law had this happen to one of his rentals.

Yes, you don't know if the person living there really rented it from some crook. or just moved in and then said he rented it.
 

john.k

Diamond
Joined
Dec 21, 2012
Location
Brisbane Qld Australia
There are no paper deeds here any more.....just an entry at the land title registry......I know the woman at the back of my land doesnt have proper title,as her house is still registered in the names of the grandfather and grandmother..who I dont even recall....the reason I know this is the Council gave me a master drainage plan with names of landholders ....She is seriously weird,posing as a teenager,and at other times as a peasant girl.....her father was OK ,he used to tip me off about the liberal party cell that met in the back street....I think he was a double agent.....the son was a bit weird too.
 

michiganbuck

Diamond
Joined
Jun 28, 2012
Location
Mt Clemens, Michigan 48035
The police are useless and the Gov dept doing no checks.

With all the stupidness our government does one ould thing some of these bad guys would get busted...

But yes, some of our government people are just as crooked as the crooks.

A good law for elected officials would be a year in jail for every $10,000 they cheat for.

likely never happen. Some of these people become multi-millionaires..with neven earning that money. it must just fall out of the sky.
 
Joined
Apr 19, 2006
Location
Manchester, England
I caught the tail end of another scam story the other day.

Look up “ Lasting power of attorney fraud you and yours “. “ You And Yours “ was on to that one as well.

The UK is fraud central at the moment especially with Covid. I was getting a message a day telling me such and such a company had failed to deliver a parcel and they wanted my details to charge me for a re-delivery ! There are all sorts of scams going on, it must be a massive industry.

Regards Tyrone.
 
Joined
Apr 19, 2006
Location
Manchester, England
The police are useless and the Gov dept doing no checks.

With all the stupidness our government does one ould thing some of these bad guys would get busted... but But yes, some of our government people are just as crooked as the crooks.

That’s the problem, nobody is getting caught and getting jail time over these issues.

Regards Tyrone.
 

michiganbuck

Diamond
Joined
Jun 28, 2012
Location
Mt Clemens, Michigan 48035
If there was such a law, and a few people want to jail the people who really wanted to do some public good might go for those jobs.. a year in jail for every $10,000.

I know of three big cheating events, that the elected perpetrators put thousands, and millions in their pockets and just got their hands slapped
 

hanermo

Titanium
Joined
Sep 28, 2009
Location
barcelona, spain
Here in the EU, universal credit / debit / internet protection has almost killed these types of scams.
By EU law, all transactions are protected and any frauds immediately re-deposited to the account-holders account.
From the bank.

Thus all banks have a major interest in avoiding fraud, since they are the ones paying costs and interest, not the end user.
Magically, almost-all fraud disappeared in 12-24 months once the banks had to pay the costs, and could not charge the customer anything for it.
Cannot charge overdrafts, late payments, nothing, in case of fraud.
Any chargebacks are automatically credited by the bank.

One of the Big Benefits of the EU.
Previously no national government could stand up to their Big Bank, but in the EU no bank could stand up to the EU as a whole.
A 500k€ international fast transfer used to cost 3000€.
Now, it is done free (SITA with IBAN codes) or for 0.70€, per eu rules.

Most of the millionaires we know, hundreds, have a drawing account of limited amount (10-100-900k€) and a main account that is less internet accessible.
Not necessary, but prudent.
Doveray no poverai.
 

PDW

Diamond
Joined
Jul 24, 2006
Location
Australia (Hobart)
Most of the millionaires we know, hundreds, have a drawing account of limited amount (10-100-900k€) and a main account that is less internet accessible.
Not necessary, but prudent.

That's what I do but on a much, much, MUCH smaller scale.

Debit card linked to nothing with minimum amount, transfer money to it when making a purchase then it's back to not a lot.

WRT the mortgage scam I paid mine off a long time ago but never discharged the mortgage. No charges as zero balance owing, but it makes it a lot harder to have someone do the fraudulent deed transfer/sale thing.

PDW
 

michiganbuck

Diamond
Joined
Jun 28, 2012
Location
Mt Clemens, Michigan 48035
My friend got caught up in a money scam that got up to $850 thousand dollars. He lost his own money and 25K of his brothers.
The law could not find the crooks..But because David recommended the investment to others he was the only to blame..His "on paper" money had gotten up 50K or so. He got some time in jail and a felony rap. The business he was just starting failed because the big retailer that was to sell his product would/could not do business with anybody havinf=g a felony rap on their record.
It pretty much made a mess of his life.

It was likely a part of the Ponzi scheme, Bankers and lawyers who were listed in the prospectus were real people..but those real people had nothing to do with the investment.
 
Joined
Apr 14, 2018
Location
Airstrip One, Oceania
One of the Big Benefits of the EU.
Sounds like the EU at least pretends to have a government, unlike the US Congress which houses four hundred ninety-some whores. Ugly ones.

These particular scams are not common in China either, because those guys are freaks about following the process. No way in hell would they let some dude walk in with a piece of paper and walk out with a half million dollars. Have to go to Hong Kong to do that kind of thing.
 








 
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