Holy crap it seems like half the people that commented on this thread are now banned. Yikes.
Anyway, re: sleep. I've got a long history of generalized anxiety disorder, which has led to sleep disorders. When it started, I was just anxious. I'd lie in bed at night unable to shut my mind off. I found that taking a xanax shut it right off. My doc gave me more xanax. It shut my mind off. Then I needed to up the dose. But my doc kept writing the scripts. Around 2011, I started seeing a shrink. She asked how I felt, and I was basically numb. By the time I was off the xanax, I had basically lost two years of memory.
I've taken all the sleeping drugs. Right now, I take 3 mg of lunesta to sleep. I avoid all caffeine after noon. I avoid fatty meals prior to taking my sleeping pill. I avoid hot baths prior to sleep. And I sleep with a CPAP.
In combination with the lunesta, I've taken THC edibles, benadryl, trazadone, gabapentin, hydrocodone, you name it...if it knocked me out, I've taken it. None of them work. Benadryl leaves me hung over. Trazadone is a joke. Gabapentin is a joke. Hydrocodone works, but I guess there was a risk of death as well as the whole dependence. Pharmacist sorta flipped out on me about it. Who knew.
I work emergency vet medicine because I was lonely being self employed, but I still have the business as a side hustle. My anxiety is again getting to me, and at times I have difficulty getting to sleep. Lately it's more a difficulty staying asleep.
Avoid THC. Avoid alcohol. Both are readily avaialble without a script, but both lead to bigger problems IMO.
Ultimately, the ONLY advice I can give you is to get your mind right. Set boundaries. Don't break them. It's one thing for a business to swallow some cash to get over a hump...but it sounds like you've been carrying it for quite a while.
FWIW, I'm really nervous about finances right now. I've busted my ass for four years, above and beyond, and have myself in the best shape financially that I've ever been in. But with a combination of rampant inflation, and the exact same "how much longer can I just keep treading water", I'm really of the opinion that I'm not that much better off than I was.
That has me depressed as hell because I feel like I've busted my ass for nothing.