One thing to remember is that "Obamacare" is mostly just a set of national standards.
Every individual State can, and does, implement it differently.
So where you live completely determines what "Obamacare" is.
In my state, all that it means is that you might qualify for a reduced premium on the exact same provider you had before.
I still have the same "insurance" I always had- but, since Obamacare, I pay a lot less for it. I still have a pretty big deductible, I still have some copays, I still pay, out of pocket, for most of my healthcare, because I seldom hit the deductible, and, even then, not everything is covered.
My healthcare is with Kaiser, one of the biggest multistate health providers on the West Coast. My billing, my prices, my doctors, whats covered and whats not, are all exactly the same whether I meet the Obamacare income ceiling or not.
Currently, its around $80,000 a year for a couple. So if my wife and I make more than that, my monthly insurance goes from about $200 a month, to about $1200 a month. (Thats just for me, ONE 60 something year old pretty healthy guy- my wife is already on medicare) That has happened once since Obamacare started- I had capital gains from selling a piece of property, and that pushed me up.
But I am not rich- I earn at around the median family income in the USA, and I qualify.
But my state has a pretty simple, organized health system. Makes it really easy to get signed up, and its all done in a few minutes on one website, where you can choose amoung a variety of plans with different coverage, deductibles, and costs.
If your state doesnt have that, its because your locally elected politicians have chosen not to- its easy enough, there are working models in a couple dozen states.
So dont blame Obama- blame the guys in your state capitol.