..... What do you or does your employer pay towards your premium cost each week/month?
Has to depend on the plan and coverage and how much you like your employees.
"Golden" coverage which used to be the norm is expensive. It can add $15 per hour to your base pay rate.
So you go down the ladder with coverage and shove some of this into a employee pre-tax payment.
The rates will not continue to go up, simply get use to this, it does not stop.
Being pissed won't help and will make your decisions worse, I've been around the block on this since the 70s.
It is an enormous cost, your employees will not appreciate any of it.
You can put the pain onto them as needed.
Some shops just say enough and anything above billed outside. That bill being the EE.
Or cost of living and the extra.
Or this is what it cost us to have people making parts and taking care of them.
It is messy to say the least.
You did agree to take people on and that assumes some responsibility like it or not.
It would be profitable or maybe survivable to make them pay a half or all or any rise but how many year do you do this.
If I'd done this when a family was $300 on platinum plan and the employee now pays the excess..... I'm gonna pay you $25 per hour but there is a $17 per hour deduction.
A part of this discussion has to do with your age that can not be denied.
At 30 something my view of this is different than than at 60+.
Not because of my own (I've never been to a doctor in the last 35 years) but because of my employees.
You sign up to to in some way take care of your people. The costs run over what you signed up for.
What do you do?
Bob
